TopBestProducts
Updated July 2026ยท18 products tested

Best travel insurance companies

We analyzed coverage, claims satisfaction, and pricing from 18 top insurers to find the best for every traveler.

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How we picked: We researched and analyzed hundreds of user reviews, expert opinions, and real-world tests to bring you these top picks.
#1
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World Nomads Standard Plan

Offers comprehensive coverage for adventurous travelers including trip cancellation, medical evacuation, and baggage loss. Easy online claims and 24/7 assistance worldwide.

Trip cancellation up to $10,000Medical evacuation up to $500,000Coverage for 150+ activities+1 more
4.7 ()
(12,300 reviews)
#2
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Allianz Travel Insurance OneTrip Premier

Excellent trip cancellation and interruption coverage with a generous 100% trip cost reimbursement. Also includes rental car damage and lost luggage protection.

Trip cancellation up to 100% of trip costTrip interruption up to 150%Rental car damage up to $50,000+1 more
4.6 ()
(9,800 reviews)
#3
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Travelex Insurance Travel Select

Affordable plan with solid primary medical coverage and a low deductible. Includes travel delay and baggage loss benefits at a competitive price point.

Primary medical coverage up to $50,000Trip cancellation up to $7,500Travel delay up to $500+1 more
4.5 ()
(8,700 reviews)
#4
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AXA Assistance USA Platinum

Premium plan with high limits for medical evacuation and trip cancellation. Great for luxury travelers and long international trips.

Medical evacuation up to $1,000,000Trip cancellation up to $25,000Cancel for any reason option+1 more
4.5 ()
(6,400 reviews)
#5
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Seven Corners RoundTrip Choice

Flexible plan with optional add-ons like adventure sports and cruise coverage. Known for quick claims processing and good customer service.

Trip cancellation up to $15,000Medical evacuation up to $500,000Adventure sports add-on available+1 more
4.4 ()
(5,200 reviews)
#6
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Travel Guard Preferred

Strong medical coverage with a low deductible and includes trip cancellation for any covered reason. Good for families and older travelers.

Medical expense up to $100,000Trip cancellation up to $10,000Trip interruption up to $15,000+1 more
4.4 ()
(7,800 reviews)
#7
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IMG Global Travel Plus

Comprehensive international medical coverage with a large network of providers. Ideal for expats and long-term travelers.

Medical evacuation up to $500,000Trip cancellation up to $5,000Worldwide provider network+1 more
4.3 ()
(4,300 reviews)
#8
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USI Travel Insurance Affinity Explorer

Reliable coverage with a focus on baggage and travel delay benefits. Good for frequent flyers and those carrying valuable items.

Baggage loss up to $2,000Travel delay up to $800Trip cancellation up to $10,000+1 more
4.3 ()
(3,500 reviews)
#9
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Tin Leg Standard

Budget-friendly plan with solid core coverage including medical and trip cancellation. Simple terms and easy online purchase.

Trip cancellation up to $5,000Medical expense up to $50,000Medical evacuation up to $250,000+1 more
4.2 ()
(2,900 reviews)
#10
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RoamRight Elite

High-limit plan with cancel for any reason upgrade and extensive medical evacuation. Best for travelers who want maximum protection.

Cancel for any reason up to 75%Medical evacuation up to $1,000,000Trip cancellation up to $20,000+1 more
4.2 ()
(2,100 reviews)

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